Sustaining an injury is typically one of the worst things you can have happen to you — especially if that injury is life-threatening or causes irreversible damage. What you might not know is that the insurance company who is going to be giving you a payout isn’t interested in your health — even if they ask about it. At the end of the day, they are always looking out for the best for their employer, and not so much you. Below are a few things you should be wary of and watch out for, should they happen to you.
- Usually, your initial settlement will be very low. This is because they will try to give you the least amount possible, to not spend more money than they’d like to. Sometimes, this offer comes before you even have a chance to get checked out by a physician or doctor.
- Taking statements is key for them. Anytime they call you, it is being recorded. This is so that they have your voice and statements to use against you, should you have an issue with the settlement amount. In this case, do not give up any information and consult with a lawyer before you speak to anyone.
- Prolonging the process. This is also a common practice for the company, who will often keep the settlement process much longer than it has to be in order to entice you to just take the current settlement, which reduces the payout on their end.
- Talking you out of a lawyer. This will be a huge tactic for them, telling you that a lawyer isn’t necessary. This is also partially because hiring a lawyer would be expensive for them, and a large payout on top of that would cost a lot of money. In this case, it’s better to (after speaking to your attorney), letting them handle the communication, in order to warrant a higher payout for you.
Should you become involved in a situation where you might need an attorney, make sure you pick one who is competent and can handle the nature of a personal injury or negligence case. The team at GNPCV is equipped with a number of qualified attorneys who can help you receive the settlement you deserve.
Founded in 2000, Gaines, Novick, Ponzini, Cossu & Venditti, LLP brings together a group of highly qualified attorneys focused on serving the legal needs of individuals, businesses and municipalities throughout New York, Connecticut and the surrounding areas. For appellate cases, we have a number of attorneys that specialize in the specific fields you may be looking for.
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