Not only are auto accident injury lawsuits among the most commonly filed personal injury claims, but they’re also the most commonly misconceived. Here are a few examples of auto injury myths that display just that:
Myth #1: All auto injury laws are created equal.
Fact: Auto injury laws and insurance rates are state-regulated, which means that they can differ across the United States. While an insurance company might be nationally recognized, each state sets the rules for which type of coverage their drivers are required to purchase.
Myth #2: I have “no-fault” insurance, so I can’t be held accountable.
Fact: This is one of the most common misconceptions among auto drivers nationwide. The point of no-fault insurance is not to eradicate anyone of blame, but to make sure that all parties involved in an accident are not refused certain benefits, regardless of which driver was at fault.
Myth #3: If I’m in pain I will be able to collect for pain and suffering damages.
Fact: It’s actually more difficult to make a case for pain and suffering that you might think. Simply being in physical pain will not always hold up a claim. Some states require the victim to have either suffered permanent serious disfigurement or impairment of a body function, or have died as a result of the accident in order to make a case.
Myth #4: Holding out will force my insurance company to settle for a high amount.
Fact: There are a wide variety of factors that go into an insurance company’s decision to settle, including: a victim’s injuries and the situational circumstances, internal company protocol, and the reputation of the attorney and judge assigned to the case. While holding out may prove effective, discussing the viability of your case with an auto accident lawyer is your best course of action.
Myth #5: You can hire any personal injury attorney to represent your case.
Fact: The laws surrounding auto accident claims are complicated and ever changing. That’s why it’s important to choose a personal injury attorney who has had significant experience dealing with vehicle accident claims.
At Gaines, Novick, Ponzini, Cossu & Venditti, LLP, our attorneys understand how devastating it can be to suffer an injury as a result of an automobile accident. With our extensive resources and experience dealing with a wide variety of auto accident claims, you can rest assured that our team of attorneys will work to produce the best possible outcome and maximum compensation available for your injuries.
To learn more about our personal injury attorneys and the success they’ve had managing with auto accident claims, click here or call 914-288-9595.